Bajaj Housing Finance Share Price in Focus After Q2 FY27 Earnings Results: Total Income Up 18.3% YoY

On October 16, 2026, Bajaj Housing Finance Limited released its unaudited financial results for the quarter ending September 30, 2026, as per the exchange filings.  

The company has reported an 18.3% year-on-year increase in total income, reaching ₹3,251.09 crore. Net profit for the same period rose 17.7% year-on-year to ₹756.97 crore. 

Bajaj Housing Finance Q2 FY27 Earnings Results 

In the September 2026 quarter, Bajaj Housing Finance Limited's total income increased to ₹3,251.09 crore, up from ₹2,748.19 crore in the previous year. This marks a 6.1% rise from the June 2026 quarter's ₹3,063.05 crore.  

Net profit also saw an upward trend, increasing to ₹756.97 crore from ₹642.96 crore a year ago, and up 5.8% from ₹715.28 crore in the June 2026 quarter. 

Half-Yearly Financial Overview 

For the half year ending September 30, 2026, the company's total income rose 17.7% year-on-year to ₹6,314.14 crore, compared to ₹5,363.76 crore in the same period of the previous year. Net profit for this period increased by 20.1% year-on-year to ₹1,472.25 crore from ₹1,226.26 crore. 

Asset and Loan Portfolio 

The company achieved a milestone by surpassing an AUM of ₹1,500 crore. Quarterly disbursements reached ₹19,935 crore, reflecting a 25% year-on-year growth.  

Total assets under management scaled up to ₹1,58,205 crore, showing a consistent 25% increase over the previous year. Total loan assets for the quarter stood at ₹1,39,862 crore, while net worth increased by 13% to ₹24,015 crore. 

Read More: Indian Bank Share Price in Focus After Q2 FY27 Earnings Results: Total Income Up 21.1% YoY! 

Product Portfolio and Profitability 

Home loans formed the largest portion of the portfolio at ₹85,224 crore. Loan against property grew by 26% to ₹16,382 crore. Lease rental discounting contributed ₹37,988 crore, with a 39% growth. Developer finance stood at ₹16,904 crore.  

Net interest income grew 10% to ₹1,055 crore, while net total income rose by 15% to ₹1,254 crore. Profit before tax increased 18% to ₹980 crore, with profit after tax closing at ₹757 crore. 

Asset Quality and Ratings 

Gross non-performing assets stood at 0.29%, and net non-performing assets were at 0.12%. The provisioning coverage ratio on stage 3 assets was approximately 60%.  

The capital adequacy ratio remained healthy at 21.24%. The company holds AAA/Stable ratings from CRISIL and India Ratings. 

Bajaj Housing Finance Share Price Performance 

As of October 16, 2026, at 3:30 PM, Bajaj Housing Finance share price on NSE was closed at ₹83.36, down by 0.50% from the previous closing price. 

Conclusion 

Bajaj Housing Finance Limited reported a 18.3% YoY increase in total income to ₹3,251.09 crore for the September 2026 quarter. Net profit rose 17.7% YoY to ₹756.97 crore. Total assets under management reached ₹1,58,205 crore, with a 25% increase over the previous year. 

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