Investment strategies are a set of rules designed to guide investors in achieving their financial goals. When selecting an investment strategy, factors such as target corpus, risk tolerance, and investment objectives must be carefully considered. In this blog, we will delve into the top 5 investment strategies for 2024. However, it’s crucial for investors to …
The credit-to-deposit ratio (CDR) is a vital indicator in the banking world, reflecting the delicate balance between lending and deposit growth. It tells us how much of the money people entrust to banks in the form of deposits is being extended as loans to fuel economic activity. What is the CDR? Simply put, the CDR …
The Reserve Bank of India (RBI) recently opened the subscription period for Sovereign Gold Bonds (SGBs) 2023-24 Series III, allowing investors to secure their investment in gold. In this article, we will delve into the details of this investment opportunity, exploring key aspects such as issue price, interest rates, eligibility, and the advantages of investing …
The holiday season is a wonderful time filled with joy, love, and celebration. However, it can also be a time when overspending can easily spiral out of control. With the pressure to buy gifts, host parties, and travel to visit loved ones, it’s no wonder that many people find themselves with financial stress. But fear …
There is an increasingly positive notion across the world that this is the decade when India is going to become a major economic power. A few of the metrics by which we can judge whether this is true or not include our real GDP, per capita GDP, defence expenditure, infrastructure, energy and food security, etc. …
Life is filled with unexpected twists, and predicting what lies ahead is consistently challenging. This is why preparedness is absolutely crucial. Any form of uncertainty, particularly in terms of the main breadwinner’s lifespan or the welfare of dependents, has the potential to create disruptions both in our daily lives and financial stability for all those …
Fixed deposits, or FDs, have been a tried and tested instrument in India to preserve and grow wealth at moderate rates. In the post-COVID era, when market volatility is high and may often be unexpected, creating a well-diversified investment portfolio with FDs can be very useful. This is because the FDs serve as a cornerstone …
Retirement planning is a crucial aspect of financial stability, ensuring a comfortable life after you stop working. Simply put, it is a process of setting financial and lifestyle goals for your retirement years and developing a strategy to achieve those goals. While there are various avenues for retirement savings, SIP in mutual funds and the …
Bhai Dooj is a time to celebrate the special bond between siblings. It is a day to express your love and gratitude for your brother or sister. If you are looking for a gift that is both meaningful and practical, consider giving your sibling a financial gift which can help your sibling build their financial …
Lending a substantial amount like 10 crores to a company is a decision fraught with financial implications. It necessitates a meticulous examination of various factors to ensure not only the safety of the investment but also the potential for returns. 1. Financial Health Check: The Balance Sheet Analysis The cornerstone of any lending decision is …
