No NFO data available for this page.

3 Year return

24.41%
20222022Jul '22Jul '2220232023Jul '23Jul '2320242024
Launched on February 2016 (9 years)

Investment Details

₹100

Minimum SIP Amount

₹100

Minimum one time investment

No data found for this scheme

Calculate Returns

Based on past performance of this fund

ENTER AMOUNT

Your Investment ₹3,600
Gain
  • 48.33%
  • ₹1,740
  • Total Value
  • ₹5,340

Risk Involved

scale

Your principal will be at

Very High Risk

Scheme Information

Asset Under Management

₹5044.1 Cr.

Expense Ratio

0.67% (inclusive of GST)

Exit Load

Nil

Ratings

ARQ Rating
5

Ratings by other agencies

5
0
0

Tax Implications

There are no records found for Tax Implications.

Fund Holdings

Holdings
₹5044.1Crores
Top Holdings% of Asset
HDFC Bank Ltd6.93%
ICICI Bank Ltd6.84%
Axis Bank Ltd3.70%
State Bank of India3.28%
Infosys Ltd3.10%
Others76.15%
Other Holdings% of Asset
Reliance Industries Ltd3.02%
Bharti Airtel Ltd2.88%
Bajaj Auto Ltd2.62%
Larsen & Toubro Ltd2.44%
ITC Ltd2.25%
Kotak Mahindra Bank Ltd2.25%
Cipla Ltd1.94%
HCL Technologies Ltd1.90%
Maruti Suzuki India Ltd1.78%
Dr Reddys Laboratories Ltd1.66%
IndusInd Bank Ltd1.65%
United Spirits Ltd1.63%
Mahindra & Mahindra Ltd1.62%
Voltamp Transformers Ltd1.49%
ICICI Lombard General Insurance Company Ltd1.36%
Torrent Pharmaceuticals Ltd1.36%
Nippon Life India Asset Management Ltd1.17%
Godrej Consumer Products Ltd1.14%
Hindustan Petroleum Corporation Ltd1.13%
Transport Corporation of India Ltd1.12%
Max Financial Services Ltd1.10%
Finolex Cables Ltd1.04%
Aurobindo Pharma Ltd1.03%
Gland Pharma Ltd1.02%
Eicher Motors Ltd1.01%
The Anup Engineering Ltd0.99%
Power Grid Corporation of India Ltd0.96%
Gateway Distriparks Ltd0.95%
Embassy Office Parks REIT0.93%
PNC Infratech Ltd0.90%
Great Eastern Shipping Company Ltd0.86%
Star Health & Allied Insurance Company Ltd0.85%
Carborundum Universal Ltd0.85%
Chambal Fertilisers & Chemicals Ltd0.84%
Bharat Electronics Ltd0.83%
Balrampur Chini Mills Ltd0.78%
Equitas Small Finance Bank Ltd0.77%
J B Chemicals & Pharmaceuticals Ltd0.76%
Firstsource Solutions Ltd0.76%
Oracle Financial Services Software Ltd0.75%
Bajaj Electricals Ltd0.75%
Max Healthcare Institute Ltd0.71%
Greenply Industries Ltd0.71%
Finolex Industries Ltd0.69%
CRISIL Ltd0.69%
Mahindra Holidays & Resorts India Ltd0.66%
Sanofi India Ltd0.66%
Tata Steel Ltd0.65%
Bharat Dynamics Ltd0.65%
Jindal Steel & Power Ltd0.61%
PVR Inox Ltd0.61%
Akzo Nobel India Ltd0.61%
K E C International Ltd0.60%
Gujarat State Petronet Ltd0.59%
Symphony Ltd0.57%
Indian Hotels Co Ltd0.57%
Kalpataru Projects International Ltd0.56%
Cyient Ltd0.54%
Tamil Nadu Newsprint & Papers Ltd0.50%
GNA Axles Ltd0.49%
VRL Logistics Ltd0.47%
Timken India Ltd0.46%
Redington Ltd0.43%
Cholamandalam Investment & Finance Company Ltd0.30%
Nilkamal Ltd0.28%

HDFC Mutual Fund Managers

CS

Chirag Setalvad

Fund Manager since Feb 2016

View Details

Fund House Details

HDFC Mutual Fund

HDFC Mutual Fund Asset management company

AUM ₹617,677.76 Cr.
No. of Schemes 167
Setup Date July 2000

Peer Comparison

Comparison with other similar funds

Schemes by HDFC Mutual Fund

List of mutual fund schemes by AMC

About HDFC Retirement Savings Fund Equity Plan Growth Direct Plan

The HDFC Retirement Savings Fund Equity Plan Direct-Growth emerges as a specialised Retirement Solutions mutual fund scheme from the trusted HDFC Mutual Fund. Aimed at aiding individuals in accumulating a significant corpus for their golden years, this fund harnesses the advantages of a diversified investment approach. One distinguishing feature is its lock-in period which extends for 5 years or until the investor reaches retirement age, whichever is earlier. Moreover, making it more attractive for long-term savers, investments in this fund can be eligible for tax benefits under Section 80C of the Income Tax Act.

Investment Objective of the Scheme

The primary ambition of the HDFC Retirement Savings Fund Equity Plan is to achieve a blend of capital appreciation and income generation over the long term. This is accomplished by judiciously investing in an assortment of equity and debt instruments. The ultimate goal is to facilitate investors in reaching their retirement objectives. However, as is the nature of investments there isn't an absolute guarantee that its investment goals will always be met.

Key Features of The Fund

5-year return 23.06%
Expense Ratio 0.67%
Fund Manager Chirag Setalvad
Fund Size ₹5044.1 Cr
Risk Profile Very High

Is This Scheme Right for Me?

The HDFC Retirement Savings Fund Equity Plan is ideally designed for individuals who are either planning their retirement or are keen on maintaining their existing retirement portfolio. Given the inherent equity exposure, the fund carries the typical market risks associated with equity investments. It's essential for investors to have a long-term outlook when considering this fund. However, talk to your financial advisor and do your own research before making a decision.

AMC Contact Details

Name HDFC Mutual Fund
Launch Date July 2000
Addresss "HDFC House", 2nd Floor, H. T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai - 400020
Contact 1800 3010 67671800 419 7676
Email hello@hdfcfund.com
Website https://www.hdfcfund.com/

Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.

Your Guide Map for Investing

Investing without setting a financial goal takes out the aspect of clarity for an investor. Once a goal is set such as purchasing that dream car, you need to determine the optimum SIP amount vis a vis to the number of years of investing. Angel One's SIP calculator can serve as a map to guide you to take the smoothest road to your goals by finding the optimum balance between the variables affecting the SIP.

FAQs

What is today's NAV of HDFC Retirement Savings Fund Equity?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Retirement Savings Fund Equity on May 29 2024, is ₹51.498

FAQs

What is today's NAV of HDFC Retirement Savings Fund Equity?

NAV, or Net Asset Value, is the price of a single unit of a mutual fund. It is calculated by dividing the current value of holdings held by the mutual fund scheme at the end of the day by the total number of units issued. The NAV changes every day. The NAV of HDFC Retirement Savings Fund Equity on May 29 2024, is ₹51.498