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Kotak SIP Calculator

Returns Estimator

Estimation is based on the past performance

ENTER AMOUNT

Select Duration
Yrs
1 Yr 30 Yrs
Expected Rate of Return
%
8% 30%
Step Up
%
0% 100%

ENTER AMOUNT

Select Duration
Yrs
1 Yr 30 Yrs
Expected Rate of Return
%
8% 30%

The total value of your investment after   years will be

0

Invested Amount

Est. Returns

Returns Estimator

Estimation is based on the past performance

Expected Target Amount

Select Duration
Yrs
1 Yr 30 Yrs
Expected Rate of Return
%
8% 30%
Step Up
%
0% 100%

For next   years, your monthly investment will be

0
Years Investment Amount Interest Earned Maturity Amount

1

₹10,800

₹793

₹11,593

2

₹10,800

₹793

₹11,593

3

₹10,800

₹793

₹11,593

4

₹10,800

₹793

₹11,593

5

₹10,800

₹793

₹11,593

6

₹10,800

₹793

₹11,593

7

₹10,800

₹793

₹11,593

Disclaimer: Mutual Fund investments are subject to market risks. Please read all scheme related documents carefully before investing. Past performance is not an indicator of future returns. Learn More

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What Is the Kotak Bank SIP Calculator?

The online Kotak Bank SIP calculator is a web-based tool that helps investors estimate the potential returns on their mutual fund investments made through Systematic Investment Plans (SIPs) in Kotak Bank mutual funds. It is one of the many online SIP calculators that allow computing SIP returns to plan investments and fulfillment of financial goals. The Kotak Bank SIP calculator on Angel One requires simple inputs like the expected rate of return, SIP amount, and investment tenure to compute the maturity amount.

It is important to note that the results are for estimation purposes only and should not be considered a guarantee of actual returns. Being market-linked, SIPs do not offer fixed returns. However, the Kotak Bank SIP calculator is designed to assist investors in determining an appropriate investment amount and strategy.

How Does the Kotak SIP Calculator Work?

An sip calculator helps you estimate your returns on mutual fund investments. It works based on a mathematical formula that calculates the future value of your investment. The Kotak Bank SIP calculator formula considers the investment amount, the rate of return, and the investment duration. By inputting these values, the calculator determines the maturity amount and the returns you can expect to receive. Here’s how you can use the Angel One SIP calculator:

  • Enter the SIP amount
  • Enter the duration for which you want to invest in the particular SIP
  • Enter the expected rate of returns on your investment

Once you have entered the details above, the online SIP calculator will generate the total amount you have invested, the estimated returns, and the value of the investment upon maturity.

What Is the Kotak SIP Calculator Formula?

If you want to calculate the total value of your Kotak Bank SIP investments, here’s the Kotak Bank SIP calculator formula:

A = P * [{(1+i)^n}-1]/i)*(1+i)
Where,
A is the amount you will receive
P is the periodic SIP investment amount
n is the number of months
i is the rate of return

Suppose you have invested Rs. 4,000 monthly for two years and the expected rate of return is 14% per annum.

The total value of your investments amounts to Rs. 1,11,337 after 2 years. You would have invested Rs. 96,000, while your estimated returns will amount to Rs. 15,337.

How To Use the Online Kotak Bank SIP Calculator?

Visit the Kotak Bank SIP calculator page on Angel One to estimate the potential wealth that your SIP investment will generate and follow the steps below

  • Enter the monthly investment amount you want to invest in the online Kotak Bank SIP calculator
  • Enter the expected rate of return
  • Enter the duration for which you want to invest

The online Kotak Bank SIP calculator will process the details you have entered and generate estimated returns from your SIP investment and the total value of your investments.

Additionally, you can utilise the calculator to determine the monthly SIP amount needed to reach your financial goal. Simply access the target amount calculator on the same page and provide the desired target amount, the expected rate of return from the mutual fund scheme, and the investment duration. The calculator will compute the monthly SIP investment required to achieve your goal.

For example, if you aim to accumulate Rs. 2,00,000 in 3 years with an anticipated rate of return of 13%, entering these details into the Angel One target amount calculator will reveal that a monthly SIP investment of Rs. 4523 is necessary.

Benefits Of Using the Kotak Bank SIP Calculator

Let's explore the advantages of using an online Kotak Bank SIP calculator in detail:

  • Investment planning: The Kotak Bank SIP calculator assists investors in planning their investments effectively. By inputting the desired maturity amount, duration, and expected rate of return, investors can get a clear idea of the amount they need to invest regularly to reach their financial goals. It helps in creating a structured investment plan aligned with their objectives.
  • Financial discipline: Using the Kotak Bank SIP calculator encourages financial discipline. It emphasizes upon the importance of regular investments by allowing investors to calculate the required monthly investment amount. It helps individuals develop consistent investment habits, which can lead to long-term wealth creation.
  • Easy comparison: The online Kotak Bank SIP calculator can help investors compare different investment options. By inputting different values for investment amounts and expected rates of return, investors can compare the potential returns and make informed investment decisions.
  • Accessibility: The Kotak Bank SIP calculator is free and easily accessible online on Angel One, making it convenient for investors to use anytime. It ensures investors have a user-friendly tool to assist them in their investment planning.

Kotak Bank SIP Calculator FAQs

What is the Kotak Bank SIP calculator?

The Kotak Bank SIP calculator is an online tool that calculates the potential returns on your SIPs. It considers the investment amount, the duration of the SIP, and the expected rate of return to estimate the potential returns on your investment.

How to use the online Kotak Bank SIP calculator?

Visit Angel One, and navigate to the SIP Calculator. Enter the investment amount, SIP duration, and expected rate of return. The Kotak Mahindra SIP calculator will generate estimated returns and the total value of your investments. You can adjust the inputs to see how they impact your returns.

Is the online Kotak Bank SIP calculator free to use?

Yes, the online Kotak Bank SIP calculator on Angel One is free.

How is SIP rate of return calculated?

You can calculate the rate of return by subtracting the total investment amount from the investment's ending value (which includes the appreciation or depreciation of the invested amount over time). Then, divide this difference by the total investment amount and multiply by 100 to get the percentage rate of return. This formula measures the profitability or performance of your SIP investment.

Are SIPs similar to mutual funds?

An SIP is a method of investing in mutual funds. It allows investors to contribute a fixed amount regularly in a mutual fund scheme at regular intervals. A mutual fund is an investment vehicle. Investors can choose to invest in mutual funds through either lump sum mode or SIPs.

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