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3 Year return
7.01%Investment Details
Calculate Returns
Based on past performance of this fund
Risk Involved
Your principal will be at
Moderately High Risk
Asset Under Management
₹2478.65 Cr.
Expense Ratio
0.9% (inclusive of GST)
Exit Load
3.00% - If redeemed/switched out within 12 months from the date of allotment. - FOR 8% of the investment - Nil 1.50% - If redeemed/switched out after 12 months but within 24 months from the date of allotment. - For 8% of the investment - Nil 0.75% - If redeemed/switched out after 24 months but within 36 months from the date of allotment. - For 8% of the investment - Nil NIL - If redeemed/switched out after 36 months from the date of allotment.
Tax Implications
Withdrawal within 3 years
Tax based on your income tax bracket
Withdrawal after 3 years
20% tax after indexation (adjusting for inflation)
Fund Holdings
| Other Holdings | % of Asset |
|---|---|
| Jindal Stain. | 3.54 % |
| Avanse Fin. Ser. | 3.23 % |
| RenServ Global | 3.22 % |
| West Bengal 2039 | 3.03 % |
| ONGC Petro Add. | 3.03 % |
| JSW Steel | 3.02 % |
| Nuvoco Vistas | 3 % |
| Vistaar Fin. | 2.99 % |
| Godrej Industrie | 2.99 % |
| Indostar Capital | 2.8 % |
| Net CA & Others | 2.75 % |
| Yes Bank | 2.48 % |
| Tata Housing | 2.43 % |
| Phoenix ARC | 2.42 % |
| Patel KNR Heavy | 2.36 % |
| Cube Highways | 2.21 % |
| Tata Motors | 2.03 % |
| REC Ltd | 2.01 % |
| Tata Projects | 2.01 % |
| ONGC Petro Add. | 2.01 % |
| Godrej Housing | 1.97 % |
| TREPS | 1.92 % |
| GSEC2032 | 1.62 % |
| ONGC Petro Add. | 1.62 % |
| Tata Projects | 1.41 % |
| JM Finan Serv | 1.41 % |
| Grihum Housing | 1.41 % |
| AU Small Finance | 1.23 % |
| M T N L | 1.03 % |
| Nuclear Power Co | 1.01 % |
| PNB Housing | 1.01 % |
| PNB Housing | 1.01 % |
| Nexus Select | 1 % |
| Yes Bank | 0.78 % |
| Sheela Foam | 0.76 % |
| Sheela Foam | 0.76 % |
| Sheela Foam | 0.75 % |
| Sheela Foam | 0.75 % |
| Latur Renewable | 0.68 % |
| Latur Renewable | 0.67 % |
| Godrej Industrie | 0.6 % |
| CDMDF-A2 | 0.29 % |
| GSEC2033 | 0.2 % |
SBI Mutual Fund Managers
LM
Lokesh Mallya
Fund Manager since Feb 2017
Fund House Details
SBI Mutual Fund Asset management company
Peer Comparison
Comparison with other similar funds
|
Funds
|
3 Y Returns
|
ARQ Rating
|
|---|---|---|
|
Baroda BNP Paribas Credit Risk Fund Direct Monthly IDCW Payout |
9.7% |
3.5 |
|
HDFC Credit Risk Debt Fund IDCW Direct Plan Payout |
6.39% |
5 |
|
HDFC Credit Risk Debt Fund IDCW Direct Plan Payout |
6.39% |
5 |
Schemes by SBI Mutual Fund
List of mutual fund schemes by AMC
Hybrid . Arbitrage Fund
SBI Arbitrage Opportunities Fund Direct Plan Gr
Hybrid . Arbitrage Fund
SBI Arbitrage Opportunities Fund Direct Plan IDCW Payout
Hybrid . Arbitrage Fund
SBI Arbitrage Opportunities Fund Direct Plan IDCW Reinvestment
Equity . Sectoral / Thematic
SBI Automotive Opportunities Fund Direct Plan Growth
Equity . Sectoral / Thematic
SBI Automotive Opportunities Fund Direct Plan IDCW Payout
About SBI Credit Risk Fund Direct Plan Growth
SBI Credit Risk Fund Direct Growth is an offering from SBI Mutual Fund, falling under the category of Debt Mutual Fund Schemes. This open-ended debt scheme primarily directs its investments towards AA and below rated corporate bonds (excluding AA+ rated corporate bonds). It's important to note that this investment choice carries a relatively higher interest rate risk and credit risk compared to other options within the category. This fund has a higher expense ratio, compared to the category average.
Investment Objective of the Scheme
The core investment objective of SBI Credit Risk Fund Direct Plan Growth is to present investors with an avenue to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds). This strategic investment approach is designed to yield attractive returns while simultaneously maintaining a moderate level of liquidity in the portfolio. The fund achieves this liquidity through investments in money market securities, which are known for their shorter maturities and relatively higher liquidity.
Key Features of The Fund
| 5-year return | 7.64% |
| Expense Ratio | 0.9% |
| Fund Manager | Lokesh Mallya |
| Fund Size | ₹2478.65 Cr |
| Risk Profile | Moderately High |
Is This Scheme Right for Me?
SBI Credit Risk Fund Direct Plan Growth caters particularly to investors who have an inclination towards regular income generation over the medium term. The fund's focus on corporate debt securities rated AA and below signifies a willingness to engage with securities that may offer potentially higher yields but also come with inherent credit risks. As with any investment decision, potential investors should evaluate their individual financial goals, risk tolerance, and investment horizon to determine if this scheme aligns with their overall investment strategy.
AMC Contact Details
| Name | SBI Mutual Fund |
| Launch Date | June 1987 |
| Addresss | 9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Mumbai, Maharashtra, India - 400 051 |
| Contact | 1800 209 33331800 425 5425 |
| customer.delight@sbimf.com | |
| Website | https://www.sbimf.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
