3 Year return
11.61%Investment Details
Calculate Returns
Based on past performance of this fund
Risk Involved
Your principal will be at
Moderately High Risk
Asset Under Management
₹392.01 Cr.
Expense Ratio
0.91% (inclusive of GST)
Exit Load
Redemption / switch out within 12 months from the date of allotment - (i) upto 10% of the alloted units - Nil (ii) beyond 10% of the alloted units - 1.00% Redemption / swith out after 12 months from the date of allotment - Nil
Tax Implications
Withdrawal within 3 years
Tax based on your income tax bracket
Withdrawal after 3 years
20% tax after indexation (adjusting for inflation)
Fund Holdings
UTI Mutual Fund Managers
RN
Ritesh Nambiar
Fund Manager since Jul 2012
Fund House Details
UTI Mutual Fund Asset management company
Peer Comparison
Comparison with other similar funds
Funds
|
3 Y Returns
|
ARQ Rating
|
---|---|---|
Baroda BNP Paribas Credit Risk Fund Direct Monthly IDCW Payout |
9.7% |
3.5 |
HDFC Credit Risk Debt Fund IDCW Direct Plan Payout |
6.39% |
5 |
HDFC Credit Risk Debt Fund IDCW Direct Plan Payout |
6.39% |
5 |
Schemes by UTI Mutual Fund
List of mutual fund schemes by AMC
Hybrid . Aggressive Hybrid Fund
UTI Aggressive Hybrid Fund Direct Plan IDCW Payout
Hybrid . Aggressive Hybrid Fund
UTI Aggressive Hybrid Fund Direct Plan IDCW Reinvestment
Hybrid . Aggressive Hybrid Fund
UTI Aggressive Hybrid Fund Direct Plan Growth
Hybrid . Arbitrage Fund
UTI Arbitrage Fund Direct Plan Growth
Hybrid . Arbitrage Fund
UTI Arbitrage Fund Direct Plan IDCW Payout
About UTI Credit Risk Fund Direct Plan Growth
UTI Credit Risk Fund Direct Plan Growth, a part of UTI Mutual Fund, falls under the debt fund category. Debt funds primarily invest in fixed-income securities like bonds, government securities, and money market instruments. UTI Mutual Fund is a well-established asset management company known for its diverse range of mutual fund offerings.
Investment Objectives of the Scheme
The primary goal of UTI Credit Risk Fund Direct Plan Growth is to generate income by investing predominantly in debt and money market instruments that have a credit rating below AAA. This indicates that the fund targets relatively higher yields by investing in slightly riskier securities. The aim is to provide investors with regular income along with potential capital appreciation over the medium to long term.
Key Features of The Fund
5-year return | -0.66% |
Expense Ratio | 0.91% |
Fund Manager | Ritesh Nambiar |
Fund Size | ₹392.01 Cr |
Risk Profile | Moderately High |
Is This Scheme Right for Me?
UTI Credit Risk Fund Direct Plan Growth is suitable for investors seeking a higher level of returns than traditional fixed deposits while being comfortable with a moderate level of risk. It's important to note that while the fund aims for better returns, the credit risk associated with investing in lower-rated securities can impact the fund's performance. Therefore, this fund is more suitable for investors who have a moderate risk appetite and a longer investment horizon.
AMC Contact Details
Name | UTI Mutual Fund |
Launch Date | January 2003 |
Addresss | First Floor, Unit No. 2, Block ‘B’, JVPD Scheme, Gulmohar Cross Road No. 9, Andheri (West), Mumbai – 400049. |
Contact | 1800 266 1230(+91) 022 6227 8000022 – 68990800 |
service@uti.co.in | |
Website | https://www.utimf.com/ |
Disclaimer: Mutual funds are subject to market risk. Read all scheme-related documents carefully to make informed-decision.
Fast-Track Your Short-Term Goals With SIPs
FAQs
What is today's NAV of UTI Credit Risk Fund?
What is the AUM of UTI Credit Risk Fund?
What is the expense ratio of UTI Credit Risk Fund?
What are the returns of UTI Credit Risk Fund since inception?
What is the minimum SIP amount to invest in UTI Credit Risk Fund?
How do I invest in UTI Credit Risk Fund?
- Make sure you are logged in to Angel One.
- Select the type of investment: SIP or one-time.
- In case of an SIP, select the amount and date and click ‘Start SIP’. In case of a one-time investment, enter just the amount.
- Proceed by clicking the pay button and choosing your mode of payment.
- Your portfolio will be updated with this investment in 3-5 working days.
How to start an SIP in UTI Credit Risk Fund?
- Click on the ‘Invest’ button.
- Enter your desired SIP amount and the SIP date.
- You can uncheck the ‘Make first payment now’ box if you don’t want to make the payment right away.
- Choose your payment method between UPI and Net Banking.
- Make your payment.
- Your SIP is created.
How do I automate an SIP in UTI Credit Risk Fund?
- Once you create an SIP, click on ‘Set up autopay’
- Select your desired verification method - debit card, net banking or Aadhar method credentials - and click on submit.
- Once you verify the OTP, your mandate request will be created.
How can I withdraw/redeem my investment in UTI Credit Risk Fund?
- Go to the ‘Investments’ section and click on the mutual fund scheme you want to withdraw.
- Enter the amount you want to withdraw and tap the ‘Withdraw’ button.
- Verify the details on the ‘Confirm withdraw’ screen.
- Select the bank account in which you want to receive the funds.
- You will receive your funds within three working days of placing the order.
- You can track your order in the ‘Orders’ section.